When you are assessing your with-profits policy, keep in mind that if you take off its mask, you may be surprised with what appears underneath.The unmasked with-profits, the real value of your investment, is what matters. The shiny, black and sleek exterior is just for show, except in certain circumstances. The secret to understanding your investment lies in realising that it's what's underneath that determines your investment return. Only then will you realise your plan's growth potential and learn to evaluate whether the guarantees are valuable. Only then will the force be with you.
Owners of Aviva With Profits Bonds can unmask their with-profits plan by reading our free Aviva Aluminium Report on the value of the 10th anniversary guarantee.

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